Your Mortgage Expert!

Are you a first-time homebuyer in Southern California?

We want to help you get the BEST home loan for your scenario. Please answer the questions below so we can help you create a strategy that works for YOU!

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We specialize in:

Mortgage Strategy & Planning

Even if you're not ready to buy a house now, we can help you create a plan so that when it's time to buy, you can get the best possible mortgage for your scenario.

Quick and simple

pre-approvals

We want to make sure that you get the home you actually love and want to buy. That's why we provide quick and simple pre-approval letters so that you can shop for a home without any delay.

Honesty, integrity and transparency

We always keep our communication channels open so that you can ask us any question at any time. We want to make sure you understand every single step during a mortgage process so that you can have a peace of mind that we got your back!

"I didn't realize how much our previous lender was holding us back, and not willing to work with us, until we met Melissa. "

Melissa was amazing! I'm so grateful we got connected to her through our realtor. We had been looking for a home for quite sometime. I didn't realize how much our previous lender was holding us back, and not willing to work with us, until we met Melissa. We even had to give up a home where our offer was accepted because the lender was not willing to budge on numbers when it came to closing costs. I explained my concerns to Melissa and she was truly a miracle worker. I am forever grateful to her for going above and beyond for us, for reassuring me and being true to her word. We were able to find a bigger home, in a better area, with no issues thanks to Melissa.

I make sure to refer all my friends to her. I wish there was more I could do to show how truly appreciative we are. I rave about her so much I have to assure my friends I'm not getting any kind of perks for referring them haha.

Sandra A.

"Her honesty and transparency is very appreciated. I have dealt with other lenders and nothing compares to the service that Melissa gives."

Melissa is just AMAZING! I have had the opportunity to work with her twice. First time when I purchased my first home and second when I refinanced. Both experiences with her have been nothing but awesome with her guidance. Her honesty and transparency is very appreciated. I have dealt with other lenders and nothing compares to the service that Melissa gives. I recommend Melissa 100% without hesitation. Thank you for all your hard work and dedication!

Karina H.

"When you’re a first time home owner you have so many questions. Melissa has the patience and knowledge to explain the process and any questions that come up."

Melissa has been great! When you’re a first time home owner you have so many questions. She has the patience and knowledge to explain the process and any questions that come up. She was honest and looked out for our best interest. I definitely recommend her to everyone buying or refinancing!

Alicia M.

Hi, I'm Melissa, Your Mortgage Expert

First, if we haven't met, let me introduce myself.

My team and I are committed to providing you with the highest quality financial services combined with the lowest rates available in your area.

We've been doing business for over 10 years now and helped 100s of families own a home when they thought it wasn't even possible!

We're a team of outstanding mortgage professionals who will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, we're here can help you find the right loan

program at the lowest rate no matter what your needs are.

Our goal here is to create a lasting relationship with you and to continue providing excellent service for many years to come.

Xoxo,

Melissa

HomeFirst Mortgage Bankers

NMLS ID 1373777

Melissa Barba

NMLS #1404888

Equal Housing Lender

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